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Articles written by Jess.
25 articles
Being a young female entrepreneur with lots of hormones going on in my body, I have a lot of mood swings (and anger). I know. I feel for my family and boyfriend too … I have techniques I use to get out of a bad mood but sometimes, when I am bloodthirsty angry, I don’t
+ Jess Chai reveals how to smite your utility management woes with an incredibly simple solution Once upon a time there was a newbie property investor. She loved buying houses and renting them. Every so often an issue would present itself and our sweet naive property investor would freak out! Oft she would scream “Curse
+ Jess Chai explains the easiest ways she built up a good credit score which is essential for obtaining a mortgage in the property investment world. If you plan on getting a mortgage sometime in the future, your credit score is vital. When I graduated from university I had no credit cards, no store cards,
+ Jess Chai reveals her sneaky secret to being able to take naps as properties basically buy themselves! Buying property can be overwhelming and tiring for newbies like me. In the beginning, my body begged me to take frequent naps. Unfortunately, the following would happen: My phone and email would blow up every 10 minutes.
So, You Want To Buy a House, and You’re Not Credit-Worthy… ◊ I’d just turned 23 with 6,000 left over from my student loan, a bit of property education, no job, no assets, a crap credit score, no track record of borrowing credit, and lived at home with my Dad. How the heck could I
I don’t know about you, but sometimes I get really confused as to why I haven’t achieved my goal yet. I do everything that the success books talk about: Write down your goal and a deadline. Check Have the right mindset (#vague). Sort of check Take action. Check So why do I not have my perfect figure
Yesterday I offered to take a new friend on some viewings with me. Viewings can be intimidating, especially at the beginning when you have no clue what the heck you are meant to be looking for. The Aesthetics I got really good at looking up, squinting my eyes (no Asian jokes please) and making inquisitive faces
If I was to give one piece of advice to my future child it would be: Take responsibility for your actions and emotions. You choose how you feel and you choose how you react to situations. After nine years of denial, I finally got it. I am the one who chooses how I feel and
Before I go through the costs of my first flip, I need you to know something… I still have these coat hooks lying around my bedroom floor. I have no clue how to put them up. Zoom into the picture. Can you see the dust on them?! Yeah, that’s how long they have been there
Mould and success – what do they have in common? A while back, I used to think there must be something wrong with me and that I should change if a guy doesn’t like me. But that’s a load of bollocks. Never change to try and fit a mould someone else has created. This thought
This blog is inspired by my automatic victimhood response, I no longer wish to keep. Without realising, I have victim mentality for as long as I remember. A victim mentally is when you allow someone else to dictate your emotions and blame them for it. For example, if someone looks at you in the street,
Yes! Admin day is finally over *Sign of relief*. I wish I had a cheese and wine night planned for tonight. That would make me so happy. Today I am writing an article/blog/whatever to remind me how I am able to get into the frame of mind necessary for completing all my paperwork. Paperwork is the
I remember the moment I finished my final university exam. The chains of formal education had finally been cut. I felt so liberated! Now I can do whatever I want. I screamed from the top of my lungs, “BRING IT ON WORLD I AM READY FOR YOU!” 2 weeks later… To cut a long
YES! I finally got the call. It was my friend Natalie (name changed for privacy). She asked if I could help with her money management. ^Was my response. Managing money is one of my FAVOURITE subjects. I love learning time efficient ways to accumulate more money. I love time efficient ways of managing money. And above
This week I reflected upon a series of hilarious and awkward situations, also known as my love life. Being a natural over-sharer who doesn’t understand social blogging boundaries, this may be dangerous and uncomfortable for us all. If you love awkward truths, I present to you: three lessons dating taught me about property investing. 1. Silence
Jump to: If you want people to trust you in business, you have to be trustworthy outside of business. Get Good Money HabitsCreate a digital trail of your property journeyHave backups to your backups Holy crap, what a week! Dad, our business partner and I were challenged to raise £250k in seven days for our property
Those who say buying property is easy are either: Lying Have been in the game for years Zen monks that have a high tolerance to stressful situations Before I looked for my first deal, I interrogated anyone I met who had already completed one. Where is the property? How did you source it? Was that
We all self-sabotage ourselves. I see it in my actions and I see it in my friend’s actions. For example, as much as I would love to tone up and slim down, if a banoffee pie is offered to me, I WILL eat it. No questions asked. One of my friends has been in debt
Disclaimer: This article is not suggesting you skip the small print on letting agreements. This article is merely highlighting the most important terms to check on a letting agreement. Does anyone else hate reading the small print on important documents? *resounding yes* Cool. Does anyone actually read the small print on important documents? *The crowd goes
Bullet-Proofing Your Assured Shorthold Tenancy That time in my property investing career has finally come. I have had my first experience of rent arrears (never will I let this agent let my properties again). It’s such a headache, especially if you are like me and have no idea how to deal with it. I knew
Never in my life would I have expected a tenant to demand I get him a smaller bed. Since when did randy students prefer singles to doubles?! I must have missed that. Today’s article is a quick explanation to why every landlord should provide a small double bed over a normal or large size double bed. Double beds are
Furious doesn’t even cut it. How could my letting agent get the rental amount so terribly wrong that it obliterates my cashflow?! The worst part is I could have avoided this by doing one simple thing. …I’ve just returned from an anger run (spontaneously going for a run to pound out the anger). It didn’t work.
As I sip on my delicious warm soya Caramel Macchiato at the ever convenient M40 Oxford service, I reflect upon my day welcoming new tenants in Coventry. If you assume a Welcome Meeting is where you introduce yourself, learn the tenants names, and then bugger off, I envy your innocence. If you assume a Welcome
I completely missed the deadline for submitting this blog to my brother for our website. I feel so bad. Nate has been working hard to produce this cool helpful property website. Unfortunately I have been so overloaded with renovations and paperwork, so when I have a spare hour before bed, I am too tired to
So you’ve taken my advice and joined the electoral role (read part 1 here), you’ve registered at a stable address, you can send and receive post from there, you’re probably thinking “What’s next Jess?!”. It’s as “easy” as getting a credit card! Hilariously I thought getting a credit card would be easy, they were practically