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Every article on Wealth Philosophy from Five Years to Financial Freedom.
97 articles
The information provided in this article is intended for general informational purposes only and should not be construed as financial or tax advice. Tax laws and regulations are complex and subject to change, and everyone’s financial situation is unique. Therefore, it’s essential to consult with a qualified tax adviser or financial professional to understand your
In a world where possibilities are nearly endless and there are a million things to experience, time becomes the dictator of how much can you can get done. How do you get more time to do the things you really love? Get rid of the unfulfilling job and the stuff that just isn’t fun to
Let’s venture into a realm that sounds like it’s straight out the film “Limitless” with Eddie Morra (Bradley Cooper). In Limitless, Eddie takes a (fictional) pill know as NZT, a designer pharmaceutical that makes him laser-focused, able to access WAY more information from the depths of his brain and more confident than any person alive.
Is AI making you think more about your own cognitive limitations? Me too. The more AI tools that pop up automating things previously thought to be non automatable, the more importance I’m putting on my own abilities to think quickly and creatively and maintain focus and motivation. This article gives you things you can do
In the realm of personal finance, having a clear direction is so important. Without a well-defined roadmap, it’s all too easy to become lost in the huge number of financial decisions, investment options, and savings strategies. This is where setting clear financial goals come into their own, guiding you steadily towards your intentionally chosen financial
Striving for financial freedom can seem overwhelming at times. It calls for meticulous planning and unwavering dedication. Your individual approach may be different based on your circumstances, here’s a general blueprint to help in your quest for financial freedom: 1. Set clear financial goals Start by defining your financial objectives. Determine what financial freedom means
In the journey to financial freedom, knowledge is an invaluable tool. Whether your goals involve getting rid of debt, creating a consistent passive income, or securing a worry-free retirement, a solid understanding of personal finance and investment principles is essential. The path to financial freedom or independence has been set out by many experts and
Have you ever wondered, why some people’s wealth building activities are met with success after success whereas others constantly crash and burn? The key is a solid foundation to wealth building. In this interview, Rob Aalders and Nate Chai share several tips on how to create a solid foundation to build wealth. This interview was
At time of writing, for a variety of reasons, being a female entrepreneur can be more challenging due to the patriarchal society that still permeates in much of the world. What if you knew in advance what some of those challenges were and dealt with them before they caused you to self sabotage? In this
You may think that you will never suffer from a business disaster. However although business is easy, it is also tough. Tough! Tough! Tough! In previous articles, we shared the 80% business failure statistics – it is that tough. A business disaster is inevitable. What if you had some knowledge on how to survive a business
Property investment has become more competitive with new government regulations and the increase in property investors. In this interview, Pietro Savvides shares several property tips on how to be unique and go from zero to property hero. This interview was recorded at the busy JT Foxx family reunion (now Mega Success event) for wealthy entrepreneurs
Value add is a key component of our recently released book – social magnetism. A book full of insights on how you can create great connections which will ultimately enable you to be successful in any endeavour. In this discussion between entrepreneur, Rob Aalders and Nate Chai, Rob shares his secret sauce on a foundational
Being a young female entrepreneur with lots of hormones going on in my body, I have a lot of mood swings (and anger). I know. I feel for my family and boyfriend too … I have techniques I use to get out of a bad mood but sometimes, when I am bloodthirsty angry, I don’t
+ Ben Chai shares the essential processes you need to know in order to reach the dreams that you’ve chosen for yourself Dreams are the life blood of our hopes. Dreams are what keeps them going when life gets tough. However, why is it that so many people’s dreams are taken with them to their graves?
+ Nate Chai reveals the three essential pieces of knowledge about wealth gleaned for Robert Kiyosaki’s Rich Dad Poor Dad After reading Robert Kiyosaki’s Rich Dad Poor Dad (review here) it seems like becoming wealthy is the easiest thing in the world. The rules he gives you are fantastic and are 100 percent doable for
+ Released over 15 years ago, we look at if Robert Kiyosaki’s Rich Dad Poor Dad is still relevant Finally, we come to tackling one of the big boys. In personal development and wealth generating circles the two books that everyone has to read are “Think and Grow Rich” by Napoleon Hill and “Rich Dad Poor
One of the well-established pillars of the success community is the obsession with goals (and not the kind you see on the pitch). We’ve written a piece on how to set, and reach your goals here, but today we’re going to look at how goals can actually make you less successful. It almost feels like
Failure has, and always will be, a big part of my life. I can’t think of a time when I wasn’t always losing at a game, or unable to complete a physical exercise, or struggling with something. I used to assume that it was a negative thing, and I would get depressed and bemoan my
In last week’s article, I shared with you five truths about life that I learned from working on a building site. Well, this week, I’ve got just one incredibly powerful technique that you can start using today that will see you and your team’s productivity soar. This is a technique that I’ve most frequently used
Having to relearn how to live your life is never an easy thing to do. I just got back from an 18-month adventure that spanned the majority of South East Asia and, although it’s good to be back, transitioning back into my “regular” life has been tough. However, I love to find the silver lining
In his previous post, Dean Morrison, director of the Athome group, revealed the inner workings of why banks won’t give you a mortgage. In this article, he shows you exactly what you can do to get one. It is not merely enough for you to know that you are of good character with a good
I don’t know about you, but sometimes I get really confused as to why I haven’t achieved my goal yet. I do everything that the success books talk about: Write down your goal and a deadline. Check Have the right mindset (#vague). Sort of check Take action. Check So why do I not have my perfect figure
Having just returned from my travels, I felt it was time to launch into some hard work! Ben was in the middle of an extensive building project in Swansea and I thought that it would be an excellent educational experience to work and live on the building site for a couple of weeks. I love
If I was to give one piece of advice to my future child it would be: Take responsibility for your actions and emotions. You choose how you feel and you choose how you react to situations. After nine years of denial, I finally got it. I am the one who chooses how I feel and
Have you ever had a reality check on any aspect of your life? It’s a bit like being dumped in a freezing water on a cold day. After our previous five workbook articles (links below) on how to achieve your goals, we now want to give you a goal reality check for your life journey just to ensure
In this interview, Nate Chai Skypes with John Mark Wilderspin about mindset and human side of financial freedom. The human side of financial freedom includes the mindset that John needed to become financially free. John also shares his insights on how wealth has affected him and his social circle, and how he is using his wealth
Over this year, we will be sharing a lot about financial management, networking, and relationship capital (a fancy name for having and developing excellent social skills). Understanding these three components and how they work together is essential for raising finance in any endeavour. Last year, a good friend of mine, Frazer Grant, dragged me kicking and
“Can’t stand the heat, get out of the kitchen” was purportedly said by US president Truman to the moaners in his team. The phrase essentially means if you can’t cope and don’t want something bad enough – get out and stop bothering and distracting the people who do want it. Success and achievement often comes
The world is filled with goal quitters who did not understand what a realistic goal timescale is. Often I meet people who tell me they are going to make a million pounds/dollars in a specific time scale. As a result of their un-realistic goal timescale, the goal quitters often over extend themselves financially and timewise.
This is our fourth workshop article on goal setting. In this article, we are going to take your previous work and transform your goal into a specific goal with a specific beginning and a specific end. As a result of this workshop article, you will then have the ability to create a road-map to any
Mould and success – what do they have in common? A while back, I used to think there must be something wrong with me and that I should change if a guy doesn’t like me. But that’s a load of bollocks. Never change to try and fit a mould someone else has created. This thought
Hi everyone, how are you doing so far with organising your goals? In part three of our essential article workbook on the essential guide to goal setting, we are going to show you how to take your big dream and chunk it down into smaller ones. Let’s do a quick recap. In part one of
Hi everyone, since our first workbook article – the essential guide to goal setting part 1, you should now have written at least 100 things you would like to achieve in your life. Perhaps you have even divided them into the six types of goals – intellectual, spiritual, emotional, physical, relationship and financial. To live
One important aspect of living a full and successful life is understanding, setting, enjoying, and working with goals. On the surface, goal setting is one of the most easiest concepts to understand, yet so few people set goals and even less act on the goals they’ve set. Let’s be honest about goal setting. The reality
In this impromptu video blog, I chat to Chris Ludwig on the seeds of his success. Prior to this video blog, I had never met Chris before or knew how amazing he is. Chris was standing next to me in a long queue and we just got chatting. Five minutes into our chat, I just
In part one of ‘Toxic Personality and the Inverse Bamboo Syndrome‘, we shared a story illustrating the long term impact of being with toxic friends. In part two, we share how the story of the Chinese bamboo tree has lessons for us on the imperceptible impact of toxic friends on our psyche and how this toxic
Toxic Personality and the Inverse Bamboo Syndrome I love the Bamboo Story. To me, the Chinese bamboo story is one of the most powerful stories about faith, patience, hope, trust, and dreams coming true. If you have never heard it then please do – you will be inspired. Today, however, I want to share about how
Thanks for sticking with us, I missed yesterday’s article as I was travelling from Indonesia to Singapore. Something that is a huge source of anxiety for me is the approach to your social circle that success books advocate. The logic behind many of these books is the old adage “you are the average of your five
This blog is inspired by my automatic victimhood response, I no longer wish to keep. Without realising, I have victim mentality for as long as I remember. A victim mentally is when you allow someone else to dictate your emotions and blame them for it. For example, if someone looks at you in the street,
Have you ever wondered what is it that causes some people to be successful and other people to constantly have dramas, problems and business deals that go wrong? You are doing everything correctly yet things are going wrong. Why is it? What is going wrong? There I was at a birthday party enjoying the company
Thanks for reading despite the lack of images, I’m currently on an island in Indonesia (here) and the Internet isn’t great. If you’re going to succeed in business, then you’re going to need to further your abilities. Educating yourself is the easiest way of increasing your value to others, and increasing the amount you can
What is the summary of the Chinese Bamboo Story? The Chinese Bamboo Story illustrates the importance of patience and persistence. A farmer nurtures bamboo for five years without visible growth. Then, in the fifth year, it shoots up rapidly. The lesson is that success often requires consistent effort and faith in the process, even when results
In last week’s personal development anxiety article, I briefly discussed my anxiety surrounding financial development. My biggest anxiety comes from being able to balance increasing my wealth with living a regular “normal” financial life. 99 per cent of financial development anxiety can be eradicated by creating a budget that you can actually stick to. In
Yes! Admin day is finally over *Sign of relief*. I wish I had a cheese and wine night planned for tonight. That would make me so happy. Today I am writing an article/blog/whatever to remind me how I am able to get into the frame of mind necessary for completing all my paperwork. Paperwork is the
We write a lot about how and why you should have big dreams. Indeed, one of the most important concepts I coach people on is how to think big. Unless we force ourselves to set huge goals, we will consistently perform at the highest level of mediocrity. But today we’re not talking about dreaming big.
Yesterday, I had a fight with my girlfriend. Nothing major, but something she said really stuck out to me, she told me “You focus so much energy on personal development and no time on liking who you are”. This level of insight is one of the many reasons we’ve stayed together this long. After thinking about
One aspect of being successful that we emphasise at Five Years To Financial Freedom is to follow your passion. Laura Timm’s dream was to come to the UK and make it big. First in a job, then as an entrepreneur running her own businesses. You can imagine the types of challenges Laura had to face in just beginning
This week I’ve come to the conclusion that I can no longer dramatically lower my weekly expenditure… well, I could but that would mean sacrificing socialising, travel, and taking my girlfriend on dates. Once you’ve reached the stage of saving as much of your income as you can (I’m hovering around 60-65 per cent) and
Sustainable systems are important if you are in any kind of business or property or otherwise and seek financial freedom. Although many seek wealth to be financially free sometimes they mislead themselves into the belief that they have a sustainable system in place. I remember that in the early days of my property business, I was not totally free. I had the
Small is beautiful I love small. Small is fantastic. There are two types of fantastic small. Starting small Looking after the small things. In this article, I want to focus on starting small because so many people ignore the basic concept of small. As a result of ignoring the small things, many people experience unnecessary
Alright, so a few months back I wrote a piece all about the “delusions” that help us be successful. At the time, I was mega-interested in understanding how the brain works, and how through understanding more about the brain we can make better decisions. In that article I mentioned a little thing called “priming” and
Okay, so I’ve just got off a plane from Spain – had two hours sleep and was dragged on pain of death by my good friend Frazer Grant to a UK JTFoxx event. Thinking about it, most of 2015 I was living on two to four hours sleep a day. Anyway, I have no clue how I
One difficult realisation I had in my first year of becoming financially free was that it isn’t for everyone. Now I can feel you scoffing at the idea that someone wouldn’t want to have an insane amount of free time, or at the idea that someone wouldn’t want to have enough financial security to be able
At Five Years To Financial Freedom, we have a lot of queries on how to make money fast and how to make large sums of money. However, we believe this should be the last question that people should ask us. Financial freedom is not just about finance, it is also about freedom. Just think how much
I remember the moment I finished my final university exam. The chains of formal education had finally been cut. I felt so liberated! Now I can do whatever I want. I screamed from the top of my lungs, “BRING IT ON WORLD I AM READY FOR YOU!” 2 weeks later… To cut a long
A lot of you guys are asking about how to stay on track with your savings, and that is a fantastic topic for a post. Thanks readers! The real trick to hitting your savings goals is consistency and being realistic. You may have seen our posts with attention grabbing titles about how much you can
YES! I finally got the call. It was my friend Natalie (name changed for privacy). She asked if I could help with her money management. ^Was my response. Managing money is one of my FAVOURITE subjects. I love learning time efficient ways to accumulate more money. I love time efficient ways of managing money. And above
At five years to financial freedom, we like to publish articles and stories to inspire you, our fab readers (by the way thank you for all the love you’ve given us in the first two weeks of 2016). One authentic person I was privileged to meet (interview coming soon) at the JTFoxx family reunion was
I like it but I don’t like it “I don’t like it and I don’t like it. But I want to like it. When I get education I like it. But every time I like it, I don’t like it. So when I like it, I like it, but I don’t like it. And when
In the pursuit of riches, I decided to take on a significant amount of extra work this past holiday season. It was a great time, with people wanting to be with their families and me being able to charge a premium due to the lack of people wanting to work. I was pretty excited in
Whether it’s for a deposit on a house or that all important capital needed to kick-start your business, you need to cut your spending and start saving. For most of us saving consistently is a struggle. It’s taken me a while to develop the right mindset, and to stop craving quick returns from my hard
An interesting chap called Mike (not his true name) came to visit today. We discussed many aspects of life and business and who knows we may one day be business partners. As a reminder – before becoming a business partner with anyone, we want to have a healthy scepticism and so try to ascertain how
Here at Five Years to Financial Freedom, we talk a lot about saving money, how to be more frugal, and what you should be doing with the money you save. Now, that’s all well and good but I came to the realisation that knowing what’s worth spending money on is as important as knowing what
At the urging of a mentor, I signed up to watch Tai Lopez’s “Million Dollar Blueprint” talk. Over the four-hour runtime, Tai shared a compilation mixtape of his favourite pieces advice that he’d gleaned from the books he’s read. In order to save you 3 hours and 53 minutes here are all his nuggets of
Last night I was walking along a crowded railway platform. Walking behind me was a lady who kept swinging her bag into my legs. I said, “there is no rush” but she kept banging her case on my legs and she kept on. I eventually let her get by and she walked a few metres in
It was going so well! After eight months of teaching English in Korea, I felt that I was really getting into the rhythm of life. My daily schedule had been perfected, my routines turned firmly into habits, I had tamed the choppy waters and was sailing smooth. Then the boss calls me into his office.
At the JTFoxx reunion event 2015, we had several great talks from Damien Elston CEO of the JTFoxx empire, but one stood out to me in particular. Damien Elston’s thoughts on fear. One important aspect of business Damien felt was essential to move ahead in business is the matter of fear. I had never really thought
I just got an unexpected call, and am still reflecting back on the experience. Through years of difficult living conditions, family struggles, and racism something inside me changed and now I can never give up! Even when all seems hopeless I can’t stop looking for ways to achieve my goals, because I know that even if I
Last week we had a chat about the myth of the “rat race”, and a lot of the feedback we got was “Great article, now what are we supposed to do with that information?!” So I wanted to take a look at precisely why we feel the way we do, and what we can do about it. The
Every business I know has suffered when an ego got involved. Every single one. No exception. Either the business has gone under or the business has suffered a massive financial blow because of egos. In addition, when egos get involved, betrayals and other underhand behaviours surface. Behaviours such as a partner setting up another business
Watch out people, I’m about to drop a truth bomb! There is no such thing as the “rat race.” Everywhere I see people reluctantly talking about “joining the rat race” or saying things like “I really need to escape the rat race.” Even at wealth development seminars, and investing workshops, a whole bunch of us
If you’ve found yourself on this website, I’m willing to bet that you are the kind of person that has a lot of great ideas… and can never find a way to actually put then into action, you’re probably suffering from success paralysis. I love talking to people about their ideas, dreams, and goals. But after they’ve
We all self-sabotage ourselves. I see it in my actions and I see it in my friend’s actions. For example, as much as I would love to tone up and slim down, if a banoffee pie is offered to me, I WILL eat it. No questions asked. One of my friends has been in debt
A short rant from me this week on the use and abuse of affirmations. If you have not yet come across the psychology of affirmations, then very simply, it is any positive or negative statement that you make over and over. Here are some examples: I am useless at chores I’m very clever I’m not
The title cerebral palsy, paralysed, blind and successful reminds me of the song Pinball Wizard. The catchy line in Pinball Wizard is that deaf, dumb and blind kid sure plays a mean pinball. “Pinball” in the context of this article is personal and financial success. In many of our articles, we share formulas, steps to
One wealthy lady, Dr. Niki Shuhada had this to say about the steps she took to reach her own success. From her business coaching experience, Dr Shuhada has found that these steps are actually essential habits that one should adopt to become successful. This is a quick blog from the JTFoxx family reunion currently being held in Orlando.
Life can be monotonous. One reason I believe so firmly in helping you guys seek financial freedom is so your lives can be more VIBRANT. However for some, financial freedom isn’t what they need, what they really want is change. We’d like to buy better things, do more interesting projects, and have exciting adventures. The
I read Brian Tracy’s The Luck Factor when I was 12, one of his “universal laws” is the “law of attraction” which essentially states that anything you make your dominant thought will be attracted into your life. Being so young at the time I wholeheartedly accepted it into my life. Once I grew up a bit I
Not content with sharing all his incredible property knowledge, Ryan Windsor sat down with us once again. This time he tells us his own incredible journey to financial freedom, from dropping out of school at 16 without a penny to his name, to owning 11 properties and having a net worth of roughly £1,500,000. In
+ Nate Chai answers the question should you read Benjamin Graham’s The Intelligent Investor? As part of this journey, I’m not limiting myself to property investment. So this week I read The Intelligent Investor by Benjamin Graham. Warren Buffett has said on numerous occasions that this is the best book on investing and whilst I’m in
Sometimes I feel the concept of positive thinker has evolved into a new definition which has a cult status and damaged many a good person. What is the damage, how does it happen, and how can you avoid the danger? My friend runs a great political blog, and one of his writers recently posted an article
Nate Chai reveals if you should read George Clason’s The Richest Man in Babylon. After seeing this book on a number of “top x books for wealth” lists I thought I should give George Samuel Clason’s The Richest Man in Babylon a look. Incredibly the book was written in 1926 and just goes to show
In the long distant past, in a location far far away, the following conversation occurred Attendee: “I’ve taken twelve different property courses. Which company do you think is the best one?” Me: “What do you mean?” Attendee: “Well I really like the speakers at XYZ company as I think they are quite polished.” Me: “Uhhh
Alright, I’m done. I’m finished. I can no longer be positive about reading personal development books. They are, by and large, terrible. How many times can I put myself through reading the same pieces of information chopped up and regurgitated into endless lists, faux-ancient “laws”, and new age spirituality? “Success” books are a fantastic way
Before we start today, I want you to imagine of one of the following: Your big dream. A big project to accomplish. Building a large empire. Making a wave on the world. Doing anything significantly large. Do you imagine doing it yourself? I doubt it, you’re going to need a great team. You will need a great co-founder(s), you will need great business partners,
This week I’ve been on a bit of an investing binge, reading Investing for Dummies (review here), and If You Can (27 pages, insightful, and free). After reading more and more about investing, I’ve realised something… I don’t want to invest. At least, not yet. Turns out that there are a few things that you should do before you
So there’s this guy, Lord Kelvin, whose work helped define both the first and second law of thermodynamics. He was such an intellectual badass they named absolute temperatures after him (hence kelvins). He also did some incredible things for data transference, but I digress. Lord Kelvin said this amazing thing: Where does all your money
+ Nate Chai unveils five ways that you can use Jeff Olson’s Slight Edge principals to vastly improve your quality of life Jeff Olson’s The Slight Edge is a great book for those who are new to personal development (review here), but those who have
One of the excellent pieces of advice Darren Hardy’s The Compound Effect (review here) helped me remember is that, in most cases, you need people around you who you can help and they help you in return. We’ve been talking to you guys a lot about betrayal recently, so with this article I’m going to balance it out
“The gift of betrayal” part two is a supplement to part 1 so don’t read further until you’ve read The Gift of Betrayal Part I. “.. We live in a world of hypocrisy, where people greet you with a smile whilst holding a knife in your back, where people hide their true intentions to “survive,” and this life
Hello busy busy readers, I don’t have much time to write today and I’m currently chasing my publisher to publish part II of the Gift of Betrayal. However I did produce the picture below. How often have you asked someone how they are and had the response “busy“? Perhaps you’ve been guilty of it yourself. Certainly I
“The gift of betrayal” seems almost like an oxymoron. Our alternative article title “betrayers, liars and cheaters are your best friends” seemed equally hard to swallow. So to start, I thought I’d share my perspective and why I wanted to write about the gift of betrayal. The gift of betrayal in poetry The Gift of Betrayal was triggered by a
I completely missed the deadline for submitting this blog to my brother for our website. I feel so bad. Nate has been working hard to produce this cool helpful property website. Unfortunately I have been so overloaded with renovations and paperwork, so when I have a spare hour before bed, I am too tired to
You often hear it from the now wealthy “I wish I’d started sooner”, today we’re talking to Stephanie Brennan who heeded that advice. By 23, Stephanie was already an Australian property millionaire and at just 24 she now boasts a property portfolio worth AUD$2.3 million (£1,060,000), in this in-depth interview she reveals; how she discovered her passion,
Dream Gamers Many of my close friends refuse to play any board game with me. You see I love and grew up on board games – teach me any board game and I will probably be beating you after about the third game. I remember teaching some tech stuff to twelve guys from Santander. We had
This week I’ve been reading the classic Think and Grow Rich by Napoleon Hill, I’ve yet to finish it yet, but one piece of advice Hill suggests is a little…dangerous. Whilst I’m not criticising Hill, it feels as though one of his suggestions has the potential to lead people to ruin. In Think and Grow
For most of us the stock market is seen as a way for wealthy people to gamble their wealth on businesses rather than at the black jack table. The truth is that, whilst at the casino the house always wins, you can play the stock market to generate wealth. After the (rather grueling) experience of reading