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Every article on Property investing from Five Years to Financial Freedom.
55 articles
Delving into the world of property investment might seem like an exclusive domain for the ultra-rich. However, contrary to popular belief, you don’t always need deep pockets to get started. There are various strategies that will make it much much easier for you to do a property deal without upfront capital. In this article, we
I graduated from university with a commercial property degree and even then thought the only way to be a property investor was to have a bucket of money. Not true. There are many ways to make money in property without having a bucket of money. The method I’ve used the most is by working with
Property investment isn’t just for the super wealthy.
You may know that it’s possible to make money in property; you probably know of some wealthy people that own property. But did you know that you could be financially free using property? So how do you actually make money from property? If we take the question at face value and give the simplest answer,
Not many people have a property investment strategy when they begin their real estate journey to financial freedom. As a result, many lose money, get de-focused and either quit or turn their fortunes around by getting some education. You can quickly see why it is vital to create your property investment journey, to help you
Property investment has become more competitive with new government regulations and the increase in property investors. In this interview, Pietro Savvides shares several property tips on how to be unique and go from zero to property hero. This interview was recorded at the busy JT Foxx family reunion (now Mega Success event) for wealthy entrepreneurs
Risk elimination is an essential business skill especially when property investment is involved. In this interview, Eugene Gamble and Ben Chai share several tips on how to eliminate and reduce risk in property investment. This interview was taken at the JT Foxx family reunion (now Mega Success event) for wealthy entrepreneurs and business people. For
Being a young female entrepreneur with lots of hormones going on in my body, I have a lot of mood swings (and anger). I know. I feel for my family and boyfriend too … I have techniques I use to get out of a bad mood but sometimes, when I am bloodthirsty angry, I don’t
+ Jess Chai reveals how to smite your utility management woes with an incredibly simple solution Once upon a time there was a newbie property investor. She loved buying houses and renting them. Every so often an issue would present itself and our sweet naive property investor would freak out! Oft she would scream “Curse
+ Ben Chai runs down 7 customer service scenarios that will test your customer service power! Can you find the solution to all of them? Every professional business person is aware that in every area of business and entertainment, customer service is king. The more customer-oriented the business, the greater the repeat custom, the greater the
+ Jess Chai explains the easiest ways she built up a good credit score which is essential for obtaining a mortgage in the property investment world. If you plan on getting a mortgage sometime in the future, your credit score is vital. When I graduated from university I had no credit cards, no store cards,
+ Ben Chai reveals seven ways that mortgage brokers screw up your property deals Part of everyone’s property journey is for a broker to screw up their Below Market Valuation (BMV) deals. Like selecting a good solicitor, or builder, it is important you choose and find an experienced broker or your BMV deal may be in
+ Jess Chai reveals her sneaky secret to being able to take naps as properties basically buy themselves! Buying property can be overwhelming and tiring for newbies like me. In the beginning, my body begged me to take frequent naps. Unfortunately, the following would happen: My phone and email would blow up every 10 minutes.
So, You Want To Buy a House, and You’re Not Credit-Worthy… ◊ I’d just turned 23 with 6,000 left over from my student loan, a bit of property education, no job, no assets, a crap credit score, no track record of borrowing credit, and lived at home with my Dad. How the heck could I
In his previous post, Dean Morrison, director of the Athome group, revealed the inner workings of why banks won’t give you a mortgage. In this article, he shows you exactly what you can do to get one. It is not merely enough for you to know that you are of good character with a good
No matter which side of the debate you were on, Brexit has passed and we all be Brexit-ing from the EU. Naturally, this caused panic amongst the financial institutions and risk-hating stock market aficionados. One effect of the referendum is that we cannot have another referendum for 25 years, so get strapped in readers, it’s
There are many articles and advice columns on how to maximise your mystical credit score yet few of them deal with the psychology of how credit-worthiness is assessed. This was something that fascinated me the first time I was rejected for a mortgage (while the second rejection, coming directly after the first rejection, evoked emotions
Yesterday I offered to take a new friend on some viewings with me. Viewings can be intimidating, especially at the beginning when you have no clue what the heck you are meant to be looking for. The Aesthetics I got really good at looking up, squinting my eyes (no Asian jokes please) and making inquisitive faces
If I was to give one piece of advice to my future child it would be: Take responsibility for your actions and emotions. You choose how you feel and you choose how you react to situations. After nine years of denial, I finally got it. I am the one who chooses how I feel and
Before I go through the costs of my first flip, I need you to know something… I still have these coat hooks lying around my bedroom floor. I have no clue how to put them up. Zoom into the picture. Can you see the dust on them?! Yeah, that’s how long they have been there
In this interview with property expert, Alex Williams, Alex shares how he got into property, and the type of innovation and creativity he needed to turn his early disasters into successes. Alex builds on the lessons from the previous stories he shared with us on essential property mindsets and strange but true tenant stories. For those
In this interview, Nate Chai Skypes with John Mark Wilderspin about mindset and human side of financial freedom. The human side of financial freedom includes the mindset that John needed to become financially free. John also shares his insights on how wealth has affected him and his social circle, and how he is using his wealth
Hi everyone, how are you doing so far with organising your goals? In part three of our essential article workbook on the essential guide to goal setting, we are going to show you how to take your big dream and chunk it down into smaller ones. Let’s do a quick recap. In part one of
In this interview, John Mark shares how and why his mindset evolved beyond Robert Kiyosaki’s Rich Dad Poor Dad strategies. As John learned more about property investing, and how to crunch the numbers to check a deal’s worth, he found that there are certain risks that the Rich Dad Poor Dad mindset did not totally cater for. In
Bad credit can be a killer when it comes to acquiring property. In part two of our interview with Dean Welch, property investors Marcela Hede, Naomi Marquis, and Francine Marquis, grill Dean further into how to obtain property funding even when the banks are unwilling to lend you money for your projects. For those with
In this interview, we spent time with American accidental millionaire property investor and realtor, Dean Welch. Dean has written a booked called the accidental millionaire which should be out on Amazon in the next few months. Just to make things a little different, we had a property investor panel consisting of Marcela Hede, Naomi Marquis, and Naomi’s
In this video blog, I sat down with my good friend Alex Williams, a seasoned property developer, builder, and investor to share some of the odd responsibilities you take on as a landlord. We thought we would share these tenant stories to illustrate how being a professional landlord comes with huge responsibility. Often, newbies to the
A while back I was in overload mode walking around like a weird zombie (or is that my usual state?). During my Zombie-like state, I met Canadian property investor and realtor, John Mark Wilderspin. John is unique. He has so much information on how he became successful in property that he was like a fast
Yes! Admin day is finally over *Sign of relief*. I wish I had a cheese and wine night planned for tonight. That would make me so happy. Today I am writing an article/blog/whatever to remind me how I am able to get into the frame of mind necessary for completing all my paperwork. Paperwork is the
We write a lot about how and why you should have big dreams. Indeed, one of the most important concepts I coach people on is how to think big. Unless we force ourselves to set huge goals, we will consistently perform at the highest level of mediocrity. But today we’re not talking about dreaming big.
I am particularly pleased to share this interview with property developer, builder, and successful HMO (houses of multiple occupancy) property investor, Alex Williams. I first met Alex in Swansea. At the time I was looking for a builder to help me with a particularly challenging property purchased in an auction. Over time, it turned out that
Sustainable systems are important if you are in any kind of business or property or otherwise and seek financial freedom. Although many seek wealth to be financially free sometimes they mislead themselves into the belief that they have a sustainable system in place. I remember that in the early days of my property business, I was not totally free. I had the
Hey readers! Thanks for all the private messages and Likes you’ve given us for parts one and two of our interview with Swedish property entrepreneur, and all-round hard worker, Daniel Wood. Many of you may not know this but Daniel Wood was not a university graduate. He was just a very hard working family guy who hopes
Ah paperwork! Why is it that such a vital part of running a business results in so much time-consuming busy work?! When I first started in the property game 20 years ago I had no idea how to properly manage my receipts, bank accounts, and insurance forms. I lost so much time going through stacks of
Hey guys, we’ve got a treat for you this week! Five years to Financial Freedom had the chance to speak with Clive Wadham-Smith, a solicitor that specialises in commercial property sales, contracts, and buying commercial properties. In this interview, Clive talks about the most common misconceptions about solicitors, how to find the right solicitor for you,
This week I reflected upon a series of hilarious and awkward situations, also known as my love life. Being a natural over-sharer who doesn’t understand social blogging boundaries, this may be dangerous and uncomfortable for us all. If you love awkward truths, I present to you: three lessons dating taught me about property investing. 1. Silence
Property investing is not for everyone. The amount of time it takes to set up and (initially) maintain the investment is massive. On top of all that is the fact that you are somewhat responsible for someone’s living conditions… and then there’s the issue of capital. Perhaps you can’t invest in your local area because
Jump to: If you want people to trust you in business, you have to be trustworthy outside of business. Get Good Money HabitsCreate a digital trail of your property journeyHave backups to your backups Holy crap, what a week! Dad, our business partner and I were challenged to raise £250k in seven days for our property
I just got an unexpected call, and am still reflecting back on the experience. Through years of difficult living conditions, family struggles, and racism something inside me changed and now I can never give up! Even when all seems hopeless I can’t stop looking for ways to achieve my goals, because I know that even if I
Those who say buying property is easy are either: Lying Have been in the game for years Zen monks that have a high tolerance to stressful situations Before I looked for my first deal, I interrogated anyone I met who had already completed one. Where is the property? How did you source it? Was that
Watch out people, I’m about to drop a truth bomb! There is no such thing as the “rat race.” Everywhere I see people reluctantly talking about “joining the rat race” or saying things like “I really need to escape the rat race.” Even at wealth development seminars, and investing workshops, a whole bunch of us
One incredible nugget that can be found in property education is to “find your property investment area”. This useful nugget is essential to be an effective investor. However over the course of my journey I’ve found some investors seem to be paralysed by their inability to find their perfect property investment area. They say things like: “I haven’t
We all self-sabotage ourselves. I see it in my actions and I see it in my friend’s actions. For example, as much as I would love to tone up and slim down, if a banoffee pie is offered to me, I WILL eat it. No questions asked. One of my friends has been in debt
+ Nate Chai interviews Stephanie Brennan, who managed to build an AUD$ 2.3 million property portfolio in just two years After reading a news story about a 24-year-old with an AUD$2.3 million property portfolio, I knew that we absolutely had to interview her. Stephanie Brennan (pictured in the header) has managed to begin her property empire
Disclaimer: This article is not suggesting you skip the small print on letting agreements. This article is merely highlighting the most important terms to check on a letting agreement. Does anyone else hate reading the small print on important documents? *resounding yes* Cool. Does anyone actually read the small print on important documents? *The crowd goes
Hey readers, we’ve got a real treat for you today. The founder of Windsor Enterprises, writer of the Archant group’s business advice column, and all round good guy, Ryan Windsor sat down with us and discussed his journey from high-school drop out to achieving financial freedom. His route to financial freedom was through property, and
In the long distant past, in a location far far away, the following conversation occurred Attendee: “I’ve taken twelve different property courses. Which company do you think is the best one?” Me: “What do you mean?” Attendee: “Well I really like the speakers at XYZ company as I think they are quite polished.” Me: “Uhhh
Bullet-Proofing Your Assured Shorthold Tenancy That time in my property investing career has finally come. I have had my first experience of rent arrears (never will I let this agent let my properties again). It’s such a headache, especially if you are like me and have no idea how to deal with it. I knew
Never in my life would I have expected a tenant to demand I get him a smaller bed. Since when did randy students prefer singles to doubles?! I must have missed that. Today’s article is a quick explanation to why every landlord should provide a small double bed over a normal or large size double bed. Double beds are
+ Ben Chai runs down the seven deadly sins that every property investor makes, and how you can avoid making them yourself. Over my two and a half decades of property investing, I’ve seen a lot of mistakes property investors including myself have made in deals. Here are seven of the most common mistakes and how
Furious doesn’t even cut it. How could my letting agent get the rental amount so terribly wrong that it obliterates my cashflow?! The worst part is I could have avoided this by doing one simple thing. …I’ve just returned from an anger run (spontaneously going for a run to pound out the anger). It didn’t work.
As I sip on my delicious warm soya Caramel Macchiato at the ever convenient M40 Oxford service, I reflect upon my day welcoming new tenants in Coventry. If you assume a Welcome Meeting is where you introduce yourself, learn the tenants names, and then bugger off, I envy your innocence. If you assume a Welcome
I completely missed the deadline for submitting this blog to my brother for our website. I feel so bad. Nate has been working hard to produce this cool helpful property website. Unfortunately I have been so overloaded with renovations and paperwork, so when I have a spare hour before bed, I am too tired to
Dream Gamers Many of my close friends refuse to play any board game with me. You see I love and grew up on board games – teach me any board game and I will probably be beating you after about the third game. I remember teaching some tech stuff to twelve guys from Santander. We had
So you’ve taken my advice and joined the electoral role (read part 1 here), you’ve registered at a stable address, you can send and receive post from there, you’re probably thinking “What’s next Jess?!”. It’s as “easy” as getting a credit card! Hilariously I thought getting a credit card would be easy, they were practically